Mortgage interest rates fall below 6% (Source: CNBC, February 2026)

Mortgage rates dipped below 6%. In the Florida Keys, the bigger issue is buyer behavior.

On February 23, 2026, the 30-year fixed mortgage rate hit 5.99%. For the first time since 2022, we have …

(Image source: Mortgage News Daily, January 2026)

Mortgage rates have been moving modestly day to day, but in the Florida Keys, the broader context matters more than the daily fluctuation. When rates stabilize near recent lows, buyer activity here has historically increased faster than in many mainland markets, largely …

Buying a Home in the Florida Keys? The Right Loan Matters

Sunset in the Florida Keys - calm waterfront evening

At the end of the day, buying in the Florida Keys is about more than the view. The view is easy to fall in love with. You …

2026 Conforming Loan Limit for the Florida Keys

The Federal Housing Finance Agency has released the 2026 conforming loan limits, and buyers in the Florida Keys will see a higher threshold for conventional financing. The Keys operate on a different price pattern than most Florida markets, so …

50-Year Mortgages: Just Another Tool in the Toolbox

Lately, it seems like everyone, from national experts to social media commentators, has an opinion about 50-year mortgages. Some argue they are reckless, others say they are the future of home affordability. As usual, the loudest voices tend …

Fed Cut, Local Impact: What It Means for Florida Keys Buyers and Sellers

The Federal Reserve announced a rate cut and it is making headlines everywhere. The real story to me is what this shift means for people buying and selling here in the Florida Keys. If …