Mortgage interest rates fall below 6% (Source: CNBC, February 2026)

Mortgage rates dipped below 6%. In the Florida Keys, the bigger issue is buyer behavior.

On February 23, 2026, the 30-year fixed mortgage rate hit 5.99%. For the first time since 2022, we have …

Don't Miss the Florida Keys Homestead Exemption Deadline

If you recently bought or moved, timing matters

If you recently purchased a home in the Florida Keys, moved your primary residence, or changed how a property is titled or owned, homestead exemption should be treated as a priority.

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(Image source: Mortgage News Daily, January 2026)

Mortgage rates have been moving modestly day to day, but in the Florida Keys, the broader context matters more than the daily fluctuation. When rates stabilize near recent lows, buyer activity here has historically increased faster than in many mainland markets, largely …