Key Largo Waterfront Homes for Sale Under $1.3 Million

Waterfront inventory in Key Largo has tightened considerably as values have climbed. This page shows canalfront, bayfront, and oceanfront homes priced under $1.3 million, updated in real time from the MLS.

Waterfront means different things in the Keys. Canalfront homes offer protected dockage and easy offshore access. Bayfront and oceanfront properties deliver open water views and either sunsets for sunrises. Each has its own market, its own buyer, and its own trade-offs.

Use the search tools above to filter by price, water type, or size. If you want a personalized search or have questions about a specific listing, contact Jim Signor at 305-394-4449.

Frequently Asked Questions

What counts as a waterfront home in Key Largo?

A waterfront home in Key Largo has direct water frontage, including canalfront lots with dockage, bayfront properties on one of the many bays, and oceanfront homes facing the Atlantic.

Are there still Key Largo waterfront homes available under $1.3 million?

Yes, though inventory is limited. Values have risen but canalfront and bay access properties still appear in this price range.

Which type of waterfront property in Key Largo is the best value under $1.3 million?

Canalfront homes typically offer the most availability in this price range. Bayfront and oceanfront properties are less common and usually priced at a premium.

How often are these Key Largo waterfront listings updated?

Listings are pulled directly from the Florida Keys MLS and updated every five minutes.